Posts Tagged ‘Fair Act’

Difference Between the Fair Credit Reporting Act and the Fair Debt Collection Practices Act

Wednesday, July 15th, 2009

Most of us will use credit at one point or another, for big purchases such as homes, cars and furniture. There is a price for this resource which comes in the form of interest charges and lenders use your past history to determine how much interest you will pay. The process happens when the lender would contact Equifax, Transunion or Experian and request your file. Depending on how good your report is, your interest rate would be determined.

read the full article

Do You Need Credit Repair? If Your Score is Near 600 You Need Help!

Saturday, July 11th, 2009

Credit repair is serious business and can lead to serious profits, or losses. Credit repair is a good option. This is not only legal, it is your right. The Fair Credit Reporting Act grants you the right to dispute questionable items on your credit report and allows you to have assistance with the process

read the full article