Posts Tagged ‘Credit Rating’

Here Are Some Tips on How to Fix Your Credit Report

Friday, July 17th, 2009

You are not your credit report! Yet, it strongly influences the opinions and actions of others toward you. Why should you bother to fix your credit report if you don’t intend to borrow money again? One of the main reasons is because both current and future employers check one’s credit rating to confirm your employability.

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Finding a Good Debt Consolidation Company?

Saturday, July 11th, 2009

A consolidation loan can help. One large loan is taken out in order to pay off all of your creditors at one time. This ends the harassing phone calls and stops your credit rating from sliding. In effect, all of your creditors are satisfied. You now have only one loan payment to make every month, to your debt consolidation company. Your monthly payment can be negotiated so that it fits into your budget and the terms can be adjusted so that you can pay the loan off as quickly or as slow as you desire. But how do you find a good debt consolidation company?

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Repairing Credit – What Are Your Options?

Friday, July 10th, 2009

If you’ve recently been denied credit, or had credit you already had taken away from you, or maybe if you just know your credit rating probably isn’t very good, you’re probably wondering what your options are to repair your credit. Of course the basics are things our really need to take care of yourself. You need to make sure your payments are made on time.

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How to Write a Dispute Letter to Challenge a Collection Account on My Transunion and Equifax Report?

Wednesday, July 8th, 2009

Collection accounts on any of your three credit reports can cause serious problems when it comes time to use your credit rating to make a big purchase such as a car or home. Some lenders will take a look at just one of your three reports but most want to see the contents on all three.

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